Federal Direct Loans
The U.S. Department of Education’s William D. Ford Federal Direct Loan Program offers both subsidized and unsubsidized loan options based on your documented financial need.
This program is only available for undergraduate students. Under this program, the U.S. Department of Education is your lender.
Direct Loans will be included as part of your financial aid package.
Subsidized loans are awarded on the basis of financial need, as determined by the Department of Education from data provided on your FAFSA. Interest on this loan is not charged while you are in school enrolled for six or more credits and during your six month grace period. The federal government pays the interest for you during these periods.
Unsubsidized loans are not based on financial need. You are charged interest from the time the loan is disbursed until repayment is complete. Interest can be deferred while you are enrolled at least half-time or during other non-payment periods, however, it will always accrue.
- Have completed your Free Application for Federal Student Aid (FAFSA).
- Must be enrolled in a minimum of 6 credits per semester.
How to Apply
- Complete your Free Application for Federal Student Aid (FAFSA)