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Personal Property & Liability Insurance Program

MetLife Auto & Home

MetLife Auto & Home is the provider of a voluntary group auto benefit program that provides you with access to insurance coverage for your personal insurance needs. Policies available include: auto, renters, recreational vehicle, boat, and personal excess liability ("umbrella") policies.


The program gives you access to special group savings and discounts. Here are some of the premium discounts*: (Maximum Amount)

  • Group Discount: up to 15%
  • Years of Service (Tenure Discount): up to 20%
  • Multi-car Discount: up to 15%
  • Low Mileage Discount: up to 10%
  • Passive Restraint: up to 40%
  • Anti-Lock Brakes: up to 5%
  • Anti-Theft Devices: up to 10%

Convenient Payment Options

You may choose to have your premiums automatically deducted from your paychecks or bank account. With these options, insurance premiums are spread throughout the policy term. In most instances, with no down payments, interest charges, or service fees. Plus, most states allow an additional discount when you choose payroll or bank account deduction as your method of payment.

Other payment options are available, including mortgagee billing for home/condo insurance, and recurring credit card billing.

Free Premium Quotes & Application Processing

Since everyone's insurance policies renew at different times during the year, you may apply for group auto insurance at any time by calling (800) GET-MET-8 (800-438-6388).

An insurance specialist will provide you with free, no-obligation, premium quotes. If you choose to switch, the specialist may help you apply for insurance while you're on the phone. Remember, that it is helpful to have your current insurance policy(ies) with you when you call. Retirees remain eligible for the group savings.

*Some discounts apply to certain coverages.
**Available in most states to those who qualify.

MetLife Auto and MetLife Auto & Home are brands of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730, Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates and discounts are available in most states to those who qualify. © 2010 MetLife Auto & Home. L0710117382 [exp0613][All States]